BUY A HOME WITH
ZERO DOWN.
USDA financing may allow eligible homebuyers to purchase a home with no down payment in qualified areas throughout Florida and Georgia.
Affordable homeownership may be closer than you think.
Opens the official USDA property eligibility search. Final eligibility is determined by USDA and lender review.
CHECK PROPERTY ELIGIBILITY FIRST
Most homebuyers don't realize many suburban and rural areas qualify for USDA financing.
IS THE PROPERTY USDA ELIGIBLE?
Before you start house hunting, verify whether the property qualifies using the official USDA eligibility map.
SEARCH USDA ELIGIBILITY MAPOpens the official USDA property eligibility search. Final eligibility is determined by USDA and lender review.
CHECK USDA INCOME ELIGIBILITY
USDA income limits vary by household size, county, and program. Use the official USDA income eligibility tool to review limits for your area.
CHECK USDA INCOME LIMITSThis tool is for initial guidance only. Final USDA eligibility is determined through full application, underwriting, and USDA/lender review.
YOUR ROADMAP TO USDA HOMEOWNERSHIP
- 01
CHECK PROPERTY ELIGIBILITY
Confirm the property is located in an eligible area.
- 02
VERIFY HOUSEHOLD INCOME
Review income eligibility requirements.
- 03
GET PRE-APPROVED
Know your financing options before shopping.
- 04
FIND YOUR HOME
Shop with confidence.
- 05
CLOSE WITH ZERO DOWN
Move into your new home.
KEEP MORE MONEY IN YOUR POCKET
Illustrative comparison only. Down payment is one of several costs in a home purchase. Closing costs, taxes, insurance, and program guidelines apply. Final terms are subject to underwriting.
COMMON USDA MYTHS
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DO YOU CHECK THE BOXES?
Built For Real Homeownership
0% Down Payment
Purchase eligible properties with zero down for qualified borrowers.
Competitive Interest Rates
USDA financing offers competitive rate options for eligible buyers.
Flexible Qualification Options
Programs designed with accessible guidelines for many borrowers.
No Maximum Purchase Price
Loan amount limits driven by income and repayment ability, not a price cap.
Primary Residence Financing
Designed for buyers planning to live in the home as their primary residence.
Available Throughout FL & GA
Many Florida & Georgia communities qualify for USDA financing.
COMMON USDA QUESTIONS
LOCAL EXPERTISE. PERSONAL GUIDANCE.
We help homebuyers in Florida and Georgia explore the right financing path — including USDA programs that can open the door to zero-down homeownership in qualifying areas.
- Florida & Georgia market knowledge
- Personalized loan guidance
- Clear communication
- Multiple mortgage solutions
- Experienced support from application to closing
READY TO SEE IF USDA FINANCING IS RIGHT FOR YOU?
Start with a pre-approval and discover what options may be available.