House Hacker
Live in one unit and rent the others.
- FHA
- VA
- Conventional
- Up to 4 Units
MULTIFAMILY FINANCING CENTER™
From Duplexes toApartment Communities.
Whether you're purchasing your first duplex, building a rental portfolio, or acquiring a large apartment complex, Allegiant provides access to residential and commercial multifamily financing solutions designed to help investors scale.
MULTIFAMILY INVESTING STARTS HERE
One Lending Platform For Every Stage Of Multifamily Investing
Multifamily real estate offers one of the most powerful paths to building long-term wealth. Whether you're purchasing your first owner-occupied duplex or financing a large apartment community, Allegiant supports every stage of growth.
Single Family Rental
STAGE 1
Duplex
STAGE 2
Triplex
STAGE 3
Fourplex
STAGE 4
Apartment Building
STAGE 5
Multifamily Community
STAGE 6
Cash Flow Potential Portfolio Growth Equity Accumulation Scalability
INVESTOR PROFILE
Which Multifamily Investor Are You?
First-Time Multifamily Investor
Purchase a duplex, triplex, or fourplex strictly as an investment.
- Conventional
- DSCR
- Bank Statement
Portfolio Builder
Expand rental holdings and increase cash flow.
- DSCR
- Portfolio Loans
- Blanket Financing
Apartment Investor
Acquire larger multifamily assets.
- Commercial Multifamily
- Bridge Financing
- Permanent Financing
MULTIFAMILY DEAL REVIEW PORTAL™
Have A Multifamily Deal? Let's Review It.
Instead of guessing which financing program may fit, submit your property information and our team will identify potential strategies.
Upload your deal documents
Excel • PDF • Word accepted
Purchase Contract Rent Roll T-12 Operating Property Financials Offering Memorandum Mortgage Statement Property Photos
MULTIFAMILY FINANCING ROADMAP™
Different Properties. Different Strategies.
1-4 UNITS
Residential Multifamily
- FHA
- VA
- Conventional
- DSCR
- Jumbo
TIER 1
5-24 UNITS
Small Commercial Multifamily
- Commercial Multifamily
- Bridge Financing
- Value-Add Financing
TIER 2
25+ UNITS
Large Multifamily
- Agency
- Commercial Multifamily
- Portfolio Financing
- Permanent Financing
TIER 3
Financing options vary based on borrower qualifications, property characteristics, and lender requirements.
MULTIFAMILY GROWTH LADDER™
Where Are You On Your Investment Journey?
- 1
First Duplex
OBJECTIVE
Begin building cash flow with owner-occupied or investment duplex.
FINANCING
FHA / Conventional / DSCR
STRATEGY
Live-in or hold-and-rent
- 2
First Fourplex
OBJECTIVE
Maximize residential leverage and unit count.
FINANCING
FHA / Conventional / DSCR
STRATEGY
House hack or pure rental
- 3
10 Unit Property
OBJECTIVE
Step into small commercial multifamily.
FINANCING
Commercial / Bridge
STRATEGY
Value-add reposition
- 4
25 Unit Building
OBJECTIVE
Institutional-style underwriting & operations.
FINANCING
Commercial / Agency-eligible
STRATEGY
Stabilize → refinance
- 5
100+ Unit Community
OBJECTIVE
Scale into apartment community ownership.
FINANCING
Agency / Permanent / Portfolio
STRATEGY
Long-term hold + recap
WHY MULTIFAMILY
Why Investors Use Multifamily Real Estate
Multiple Income Streams
Several units producing income from a single property.
Scalable Portfolio Growth
Acquire more doors under fewer roofs.
Forced Appreciation
Value may increase through operational improvements.
Potential Cash Flow
Income-producing assets designed for long-term returns.
Long-Term Wealth Building
Build equity while tenants help offset expenses.
Portfolio Diversification
Expand beyond single-family rental properties.
REAL INVESTOR SCENARIOS
From First Duplex to Apartment Communities
Owner-Occupied Duplex
Primary Residence
Low down payment strategy
POTENTIAL FINANCING PATHWAYS
- FHA
- VA
- Conventional
Illustrative only. Eligibility not guaranteed.
Fourplex Investment Property
Investor Strategy
Rental income focus
POTENTIAL FINANCING PATHWAYS
- DSCR
- Conventional Investment
- Bank Statement
Illustrative only. Eligibility not guaranteed.
24 Unit Apartment Building
Commercial Multifamily
Value-add opportunity
POTENTIAL FINANCING PATHWAYS
- Commercial Multifamily
- Bridge
- Permanent Financing
Illustrative only. Eligibility not guaranteed.
LIVE MULTIFAMILY MARKET INTELLIGENCE™
Trading-Terminal-Grade Insight
AVG MULTIFAMILY CAP RATES
- National
- Live
- Florida
- Live
- Georgia
- Live
APARTMENT MARKET TRENDS
- Rent Growth
- Trending
- Absorption
- Trending
- Supply Pipeline
- Trending
RENTAL DEMAND METRICS
- Renter Demand
- Live
- Vacancy Rate
- Live
- Lease Activity
- Live
OCCUPANCY TRENDS
- Class A
- Live
- Class B
- Live
- Class C
- Live
INTEREST RATE SNAPSHOT
- SOFR
- Live
- Agency Spread
- Live
- Bridge Pricing
- Live
COMMERCIAL LENDING UPDATE
- Bank Liquidity
- Updating
- Agency Activity
- Updating
- CMBS Spreads
- Updating
Ready To Discuss Your Multifamily Investment?
Whether you're purchasing your first duplex or analyzing a large apartment acquisition, our team is ready to review your scenario.
Monday – Friday • 9:00 AM – 4:00 PM Central
850-481-8085From duplexes and fourplexes to apartment communities and portfolio expansion strategies, Allegiant Lending Firm helps investors finance every stage of growth.