FHA Loan

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•Purchase, cash out, or rate term refi.

•Max seller concessions up to 6% of purchase price or appraised value, whichever is less

•Max LTV is 96.5%

•Max DTI up to 57%

•Minimum FICO score 580

•Must be primary residence

•Max loan amount is set by county limits

•Life of loan PMI if LTV greater than 90%

Upfront PMI fee of 1.75%